Analyzing your monthly statement is the first step for an effective budget management. However, without effective tools, analyzing your statements can be really challenging. Below is a small tool if you are a beginner in this area. Without going into too much details you can just try to categorize your transactions and this tool with draw a pie chart like below for you. Looking your spends in this perspective can give you insights to your spending patterns.
Below is a snapshot of the tool where you can key in your transactions one-by-one
You can download the above template using below link
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